What Time Does Catos Open (2024)

FAQs

What Time Does Catos Open? ›

What are Cato's store hours? Most Cato stores are open 10 a.m. to 9 p.m. Monday-Saturday and 1 p.m. to 6 p.m. Sunday.

Cato stores offer a 30-day layaway plan. Layaway is not available for online purchases.

This Card does not expire. For balance information, to check the terms and conditions of the Card, or to replace the remaining value on a lost, stolen or damaged card with an original receipt, call 1-877-557-3546.

Orders are packed and shipped Monday through Friday from our distribution center in Charlotte, North Carolina. Please allow one to two days to process your order. Orders placed on weekends and holidays are generally processed on the next business day.

Layaway is a purchasing method by which a consumer places a deposit on an item to “lay it away” for later pickup when they come back and pay the balance. It often charges no interest and is available to almost anyone, even those with bad credit.

Instead of paying for an item after you receive it – as is often the case with credit cards and buy now, pay later plans – you make layaway payments before you receive your purchase. Most people who want to buy something but lack the funds will wait until they have more cash and then make the purchase.

To access your account balance, available credit, payment information or make a payment by phone, call our Credit Department Customer Service at 1-877-557-3526. Click here to make an online payment. What is Cedar Hill National Bank? Cedar Hill National Bank is the service provider for the Cato credit card.

The Credit Card Accountability Responsibility and Disclosure (CARD) Act of 2009 regulates gift certificates and gift cards. This federal law sets certain disclosure requirements and restrictions concerning fees and expiration dates. In most cases, a gift certificate or gift card can expire after five years.

If paying by telephone contact us at 877-557-3526. If paying online, log on to www.catofashions.com. If you pay by telephone or online, you must make your payment by 5:00 p.m. ET on or before your Payment Due Date.

Is its fashion owned by Cato? ›

The Cato Corporation is an American retailer of women's fashions and accessories. The company is headquartered in Charlotte, North Carolina. As of January 2016, the company operated 1,372 stores under the names Cato, Cato Plus, It's Fashion, It's Fashion Metro and Versona.

CATO MERCHANDISE

Refunds are available within the first 30 days of the original purchase. After 30 days, no refund is promised.

If you would like to check your Cato gift card balance, type in the gift card number as well as the 4-digit PIN number. To access the PIN number, you will need to locate the scratch-off panel on the back of the card and remove it to reveal the PIN. You can also call 877-557-3546 to check your balance.

Founded in 1946, the company is led by chairman John Cato, who beneficially owned about 50% of the combined voting power of the company's common stock.

Cato is a US-based clothes retailer founded in 1946 that offers a variety of women's clothing and accessories. Their clothes are manufactured in Bangladesh, where Cato was subject to criticism after a number of factories that serviced them collapsed and made international news.

The Cato Corporation is a leading specialty retailer of value-priced fashion apparel operating three store brands – Versona, Cato and It's Fashion/It's Fashion Metro generating over $950 million in sales with approximately 1,200 stores in 31 states.

Traditional layaway plans have been replaced by buy now, pay later services such as Affirm, Sezzle and Zip. While layaway items are kept by the seller until the shopper pays for them in full, buy now, pay later programs allow consumers to get the product right away as they pay in installments.

History. Layaway became common during the Great Depression of the 1930s. It was widely withdrawn during the 1980s, as the ubiquity of credit cards decreased its utility.

Essentially, it is a payment plan offered by many retail and discount stores for shoppers in-store and online. The customer places a deposit with the seller, secures an arrangement to pay the balance of the purchase cost in full on the agreed date, and vouches to collect the item.

To summarize: - Installment plans involve making regular payments while already in possession of the item. - Layaway requires setting aside an item and making payments before taking possession.